The fundamental characteristics of the markets haven’t changed even during the current challenging times. They have followed the principles on which they have always worked on. As individual investors, while we are struggling to envision a life after the pandemic, it is understandably difficult to look beyond purely emotional reasons for making investment decisions. To … Read more
Today, on the 27th of March 2020, as we enter a critical phase of mankind’s deepest crisis, stock markets over the world reflect the uncertainties. Fact is, stock markets never like uncertainties and this time around it is uncertainty personified. As investors, we wonder what we should be doing about our investments – buy, sell, … Read more
It is rare to read in newspaper front pages about long term factors defining economic trends for the next 37 years, so it was a pleasant surprise to read this article on Monday morning
40 Years Fixed deposit Vs Sensex : A yearly rollover in a bank fixed deposit over 40 years would convert Rs.10/- into Rs.377/-, taking an average bank FD Rate of 9.5% over the past 40 years ending March 2019. The sensex, in the same period would convert Rs. 10/- into Rs.3867/-. That’s a difference of … Read more
An analysis done by a large fund house shows that in every election year in the history of the Sensex, the markets go up! This is simple to understand…
Markets are making all time highs nearly every other day and the pace of the rise is creating fears of an impending sharp fall. Our analysis shows that there is much more upside to come and the sharp correction may not happen altogether The market movements today should be viewed with the perspective of the … Read more
Our Equity markets, represented by the Sensex, have risen more than 300 times from 1979 @ 16% per annum CAGR. Future economic growth projections by analysts within India and across the world put India amongst the fastest growing economies in the world. Our markets will again provide opportunities for multiplying wealth another 200-300 times or … Read more
It is my firm belief that the key to building long term wealth is to never incur a large loss. The good news is that by following a few thumb-rules we can insulate our investments portfolio from any big jolt A large loss sets you back by years’ worth of savings and earnings, and recovering … Read more
The best advice that I ever got for my investments was to “leave it alone”. I remember I didn’t want to follow that advice initially and when a big international event happened, and the markets went into a downward spiral, I wanted to liquidate all my Equity Mutual Funds. I wanted to sit out through … Read more
In this age of continuous disruptions, the only constant is change. There is a perpetual risk to our regular sources of income – be it a job or business. What we need is to have the cushion of carefully planned savings to comfort us during times of disorder. It is therefore important to save wisely … Read more