sm_user 
How do we make sense of the ever-fluctuating share markets? Simple, think long term In life, we are surer about the near term – where we will be tomorrow or what we will be doing next week, but as we think more into the future, the less certain we are of our lives activities Interestingly, … Read more
The value of the Sensex in its base year in 1979 was 100 and today it is up more than 270 times giving a compounded return of upwards of 16% per annum. This return by far exceeds other popular investment class returns which rarely come close to double digits %. Yet very few investors have … Read more
One of the most famous studies on human psychology has concluded that the basic needs of humans must be met (like food, shelter and security) before a person can realize his true creative potential In our quest to accumulate resources to take care of our basics, we get into the rat-race, and get so deeply … Read more
There is a simple rule in stock market investing Buy Low – Sell High. As simple as it may sound, it is not so easy to follow. When markets fall, fear is the dominant emotion that prevails, we are afraid that markets will fall further and in extreme cases we end up actually selling. The reverse is … Read more
Each year millions of young Indians, in search of job opportunities need to shift base from their ancestral homes in small towns and villages across India to bigger cities and metros and start nuclear families. This is resulting in the breakdown of our age-old joint family system which may not be the best news for … Read more
While every Indian household may aspire to have a car, less than 10% own one today! Even the most popular item in our lives today – the mobile phone, would not have reached 100% of our households even by 2020. The penetration levels for goods and services across all sectors have a long way to … Read more
To quote one of the great investment gurus of all times, Peter Lynch – “People buy a stock and they know nothing about it, that’s gambling and it’s not good”. I think this is true not only for stock markets but for any kind of investment. The investing universe is very large, and one can … Read more