Outlook 2019-24 and beyond
It is rare to read in newspaper front pages about long term factors defining economic trends for the next 37 years, so it was a pleasant surprise to read this article on Monday morning...
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Unfixed Deposit
40 Years Fixed deposit Vs Sensex : A yearly rollover in a bank fixed deposit over 40 years would convert Rs.10/- into Rs.377/-, taking an average bank FD Rate of 9.5% over the past 40 years ending March 2019. The sensex, in the same period would...
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Smart Electorate – good for markets!
An analysis done by a large fund house shows that in every election year in the history of the Sensex, the markets go up! This is simple to understand… In the period before the elections, there is a buildup of Uncertainty – the biggest enemy of...
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Think smart, think differently
Rich is a relative term, hence, by definition, very few people can be rich! The most popular money-making ideas and methods may not work after all… Investing in stock markets is a proven avenue to get wealthy, but there is a huge variation in...
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The best things in life are…
A nice family vacation, a new swanky car, that dream house – everything costs a lot of money Gym membership, organic food, yoga coach, weight management program – Money! Children education and marriage, health care for parents, emergencies –...
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Markets – Even better times ahead
Markets are making all time highs nearly every other day and the pace of the rise is creating fears of an impending sharp fall. Our analysis shows that there is much more upside to come and the sharp correction may not happen altogether The...
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Be optimistic, be wealthy
Our Equity markets, represented by the Sensex, have risen more than 300 times from 1979 @ 16% per annum CAGR. Future economic growth projections by analysts within India and across the world put India amongst the fastest growing economies in the...
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Equity Investing – Avoiding a large loss
It is my firm belief that the key to building long term wealth is to never incur a large loss. The good news is that by following a few thumb-rules we can insulate our investments portfolio from any big jolt A large loss sets you back by years’...
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Equity investments – Lazy is the best strategy
The best advice that I ever got for my investments was to “leave it alone”. I remember I didn’t want to follow that advice initially and when a big international event happened, and the markets went into a downward spiral, I wanted to liquidate...
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Sensex@30000 – Value vs Valuation
The value of the sensex is at an all-time high level, but the valuations are trading near long term averages. Considering the trends in recovery of earnings, these valuations will get cheaper by the quarter Value – The long-term rise in the...
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Common Sense
A smart fund manager puts money on what he believes are the best investment ideas today that will play out in the next 3-5 years. After that he would not sit back, and wait for the next 3-5 years for the expected outcome. The best fund managers...
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Disruptions are here to stay, save wisely
In this age of continuous disruptions, the only constant is change. There is a perpetual risk to our regular sources of income – be it a job or business. What we need is to have the cushion of carefully planned savings to comfort us during times...
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